ZIP Code 94130 Housing Data

Ranks are among the 26 San Francisco ZIP codes with at least 500 homes. Census figures are ACS 2020-2024; the last four cards are Zillow market data for September 2026.

Homeownership Rate in ZIP Code 94130

Of 616 occupied homes in ZIP code 94130, 616 are rented and 0 are owner-occupied. That renter share of 100.0% is the 2nd highest of 26 ZIP codes, 38.2 points above the citywide figure of 61.8%. Households average 2.96 people, in owned homes and 2.96 in rentals.

See every ZIP code ranked by renter share or by homeownership rate.

Owners and Renters by Age

Every household in ZIP code 94130 rents, at every age.

Of the renter households here, 20.8% are headed by someone under 35, 13.4 points below the citywide figure of 34.2%, and 13.5% by someone 65 or older.

Compare every ZIP code by homeownership under 35, 35 to 64 and 65 and over, or by the share of renters under 35 and 65 and over.

Median Rent in ZIP Code 94130

The median gross rent in ZIP code 94130 is $2,415 a month, the Census Bureau's published median for 601 renter households. Gross rent includes utilities. That is the 10th lowest of 26 ZIP codes and 2% below the citywide figure of $2,476.

42.9% of renter households here spend 30 percent or more of their income on rent, the Census threshold for being rent-burdened, and 22.1% spend half or more. Citywide, 39.6% of renters are rent-burdened. Compare on the median rent, rent burden and severe rent burden rankings.

Median Home Value in ZIP Code 94130

Owners in ZIP code 94130 put the median value of their home at n/a, and . This is the owner's own estimate as reported to the Census, not a sale price, so it runs below market in a rising market.

The homeowner vacancy rate, homes for sale as a share of the owner stock, is 0.0%. See the home value ranking.

Current Home Prices and Asking Rents in ZIP Code 94130

Zillow does not publish a home value index that covers ZIP code 94130, so there is no current market value here. The Census owner-reported value above is the only figure available.

The typical asking rent on a new listing in ZIP code 94130 is $3,890 a month as of September 2026, by Zillow's rent index, 19% below the citywide figure of $4,784. Zillow had too few listings here to report every month of the past year, so this figure rests on a small number of listings and is left out of the asking rent ranking. Current tenants here pay a median of $2,415 including utilities, so a new lease costs about 61% more than what the typical renter already pays. Rent control, long tenancies and subsidized housing all hold paid rents below asking rents, so the widest gaps are where tenants have stayed longest or where much of the stock is below market, and the citywide premium is 93.2%.

Too few homes sold in ZIP code 94130 from July to September 2026 for Redfin to report a reliable price per square foot. The site shows a figure only where at least 10 homes sold.

Rankings: current home values, sale price per square foot, asking rents and the asking rent premium.

Source: Zillow Research, ZHVI and ZORI, September 2026. Both figures are Zillow's indexes for ZIP code 94130 itself, no rollup needed. Method on the methodology page.

Vacancy Rate in ZIP Code 94130

124 of ZIP code 94130's 740 housing units were vacant when surveyed, a vacancy rate of 16.8%, the 7th highest of 26 ZIP codes and 4.6 points above the citywide figure of 12.2%. The Census counts a unit as vacant for any reason, including homes between tenants, second homes and units held off the market, so this is broader than the rental vacancy rate.

The rental vacancy rate, units for rent as a share of the rental stock, is 2.4% against 6.7% citywide. Why the vacant units are empty:

Rankings: overall vacancy, rental vacancy and homeowner vacancy. By reason, across all 38 neighborhoods: for rent, rented but not yet occupied, for sale, sold but not yet occupied, for seasonal or occasional use and other vacant homes.

Housing Types in ZIP Code 94130

31.5% of homes in ZIP code 94130 are single-family houses, 28.6% are in two-to-four-unit buildings, and 5.3% are in buildings with 20 or more units. The single-family share is the 10th highest of 26 ZIP codes.

Rankings by single-family share, share in two-to-four-unit buildings and share in large buildings, or by each building type: detached, attached, 2 units, 3-4 units, 5-9 units, 10-19 units, 20-49 units and 50+ units.

Age of Homes in ZIP Code 94130

10.9% of ZIP code 94130's housing was built before 1940, the 4th lowest of 26 ZIP codes, and 8.4% has been built since 2010. Citywide the pre-1940 share is 45.2%.

Rankings by pre-1940 housing and new construction, or by decade: 1940s, 1950s, 1960s, 1970s, 1980s, 1990s, 2000s, 2010s and 2020+.

Median Household Income in ZIP Code 94130

The median household income in ZIP code 94130 is $93,269, the 5th lowest of 26 ZIP codes and 34% below the citywide figure of $140,970. Income and rent together drive the rent burden figure above. See the income ranking.

ZIP Code 94130 Demographics

About 2,429 people live in ZIP code 94130. Their median age is 33.9, younger than San Francisco as a whole at 40.0. 14.7% of residents are under 18 and 3.7% are 65 or older; the share of older residents is the lowest of 26 ZIP codes. These figures come from the American Community Survey for 2020-2024, the same survey as the housing numbers above.

Race and Ethnicity

The largest group in ZIP code 94130 is Hispanic or Latino residents, at 32.0% of the population, 15.8 points above the citywide figure of 16.2%. Next are White residents at 29.2% and Black residents at 17.7%. The Census counts Hispanic or Latino origin separately from race, so every other group here means non-Hispanic.

Education

34.3% of adults 25 and over in ZIP code 94130 have at least a bachelor's degree, the 3rd lowest of 26 ZIP codes and 26.0 points below the citywide figure of 60.3%. 5.9% hold a graduate or professional degree, and 13.9% did not finish high school.

Commute

Driving alone leads the commute mix in ZIP code 94130, at 32.1% of workers. 27.8% take public transit, the 2nd highest of 26 ZIP codes, and 32.1% drive alone. Citywide, 31.0% work from home and 18.7% take transit.

Languages and Birthplace

34.0% of people in ZIP code 94130 were born outside the United States, the 12th lowest of 26 ZIP codes and in line with the city as a whole. 54.5% of residents 5 and over speak only English at home. The most common other language is Spanish, spoken at home by 23.5%.

Poverty

32.6% of residents in ZIP code 94130 live below the federal poverty line, the highest of 26 ZIP codes and 21.4 points above the citywide figure of 11.2%. The federal line is set nationally and does not adjust for San Francisco's costs, so it undercounts people who struggle to afford the city.

Compare every San Francisco neighborhood by median age, residents 65 and over, bachelor's degrees, transit commuting, foreign-born residents and poverty, or see all of them on the San Francisco demographics overview.

* Small sample: the Census margin of error on a marked figure is large compared with the estimate, so treat it as a rough guide.

Overcrowding and Turnover in ZIP Code 94130

9.4% of occupied homes in ZIP code 94130 have more than one person per room, the Census definition of overcrowding, the 7th highest of 26 ZIP codes. Citywide it is 6.0%. 3.4% of households moved in 2023 or later, a rough measure of turnover, against 6.2% citywide. Rankings: overcrowding, recent movers.

Housing Trends in ZIP Code 94130 Since 2010

Between the 2010-2014 and 2020-2024 surveys, the median rent in ZIP code 94130 went from $1,647 to $2,415, up 11% after inflation. The median home value went from n/a to n/a, and median household income rose 85% in real terms.

Decennial census, 2010 and 2020

The full census counts every home rather than sampling, so these figures have no margin of error. ZIP code 94130's population shrank 5% between 2010 and 2020 while its housing stock shrank 8%.

Neighborhoods in ZIP Code 94130

Nearly all of the homes in ZIP code 94130 are in Treasure Island.

Shares are estimates. Each census tract's homes are split among the ZIP codes that overlap it, by land area, and neighborhoods with under 3% of this ZIP's homes are left out. Neighborhood boundaries are the Planning Department's Analysis Neighborhoods. See every neighborhood's ZIP codes.

Map of ZIP Code 94130

ZIP code 94130 is one of San Francisco's 26 residential ZIP codes with Census data. The Census Bureau reports it as a ZIP code tabulation area, a boundary built from the blocks where that ZIP delivers most mail. It covers Treasure Island, in whole or in part, in supervisor district 6.

See all ZIP codes.

Census tracts mostly inside this ZIP code: 017903. Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates at ZIP code tabulation area level (tables B25001 to B25077, B19001, B25008, B25014, B25024, B25034, B25038, B25070), 2010 SF1 and 2020 DHC; DataSF Analysis Neighborhoods crosswalk; Zillow Research ZHVI and ZORI, September 2026. Dollar figures are in 2024 dollars unless marked nominal. Full method on the methodology page.