ZIP Code 94103 Housing Data
San Francisco ZIP code, 11 census tracts
ZIP code 94103 has 21,609 housing units, one of the larger ZIP codes in San Francisco. The median rent is $2,218, the median owner-occupied home is worth $1,022,800, and 80.3% of occupied homes are rented. On today's market, Zillow puts asking rent at $4,446 and the typical home at $823,000 as of August 2026.
That rent is the 7th lowest of 26 ZIP codes and 10% below the citywide figure of $2,476. The figures below come from the Census Bureau's American Community Survey, reported for the ZIP code tabulation area as described in the methodology, and are part of the San Francisco housing overview.
94103 within San Francisco
Ranks are among the 26 San Francisco ZIP codes on this site, the 26 with at least 500 homes. Census figures are ACS 2020-2024; the last four cards are Zillow market data for August 2026.
Who owns and who rents in ZIP code 94103
Of 17,952 occupied homes in ZIP code 94103, 14,408 are rented and 3,544 are owner-occupied. That renter share of 80.3% is the 7th highest of 26 ZIP codes, 18.5 points above the citywide figure of 61.8%. Households average 1.77 people, 1.87 in owned homes and 1.75 in rentals.
See every ZIP code ranked by renter share or by homeownership rate.
What rent costs in ZIP code 94103
The median gross rent in ZIP code 94103 is $2,218 a month, the Census Bureau's published median for 14,312 renter households. Gross rent includes utilities. That is the 7th lowest of 26 ZIP codes and 10% below the citywide figure of $2,476.
38.8% of renter households here spend 30 percent or more of their income on rent, the Census threshold for being rent-burdened, and 19.0% spend half or more. Citywide, 39.6% of renters are rent-burdened. Compare on the median rent, rent burden and severe rent burden rankings.
What homes are worth in ZIP code 94103
Owners in ZIP code 94103 put the median value of their home at $1,022,800, the 2nd lowest of 24 ZIP codes and 27% below the citywide figure of $1,394,500. This is the owner's own estimate as reported to the Census, not a sale price, so it runs below market in a rising market.
The homeowner vacancy rate, homes for sale as a share of the owner stock, is 4.9%. See the home value ranking.
What ZIP code 94103 costs on the market right now
Zillow puts the typical home in ZIP code 94103 at $823,000 as of August 2026, the 2nd lowest of 25 ZIP codes and 42% below the citywide figure of $1,425,000. That is up 7.8% over the past year and down 13.6% over five years, and the one-year change is the 3rd lowest of 25 ZIP codes. The Census value above is what owners said their home was worth, averaged over the 2020-2024 survey years. Zillow's figure is a model of what homes would sell for now, so the two are expected to differ, and Zillow's is the one to use for today's market.
The typical asking rent on a new listing in ZIP code 94103 is $4,446 a month as of August 2026, by Zillow's rent index, the 12th lowest of 25 ZIP codes and 5% below the citywide figure of $4,682. Asking rent is up 28.8% over the past year. Current tenants here pay a median of $2,218 including utilities, so a new lease costs about 101% more than what the typical renter already pays. That premium is the 6th highest of 25 ZIP codes. Rent control, long tenancies and subsidized housing all hold paid rents below asking rents, so the widest gaps are where tenants have stayed longest or where much of the stock is below market, and the citywide premium is 89.1%.
Homes in ZIP code 94103 sold for a median of $817 per square foot from March to May 2026, by Redfin's sales records, the 3rd lowest of 24 ZIP codes and 28% below the citywide figure of $1,129. That is up 6.1% from the same three months a year earlier and down 9.7% over five years. Price per square foot is the quickest way to compare areas where the homes differ in size, because a small condo and a large house can carry the same price tag.
Rankings: current home values, sale price per square foot, asking rents and the asking rent premium.
Source: Zillow Research, ZHVI and ZORI, August 2026. Both figures are Zillow's indexes for ZIP code 94103 itself, no rollup needed. Method on the methodology page.
Price per square foot: Redfin, median sale price per square foot, all residential sales closed March to May 2026. This is Redfin's figure for ZIP code 94103 itself, from 36 sales.
How many homes sit empty in ZIP code 94103
3,657 of ZIP code 94103's 21,609 housing units were vacant when surveyed, a vacancy rate of 16.9%, the 6th highest of 26 ZIP codes and 4.7 points above the citywide figure of 12.2%. The Census counts a unit as vacant for any reason, including homes between tenants, second homes and units held off the market, so this is broader than the rental vacancy rate.
The rental vacancy rate, units for rent as a share of the rental stock, is 12.0% against 6.7% citywide. Why the vacant units are empty:
Rankings: overall vacancy, rental vacancy and homeowner vacancy. Every reason above has its own ranking of all 38 neighborhoods: for rent, rented but not yet occupied, for sale, sold but not yet occupied, for seasonal or occasional use and other vacant homes.
What kind of buildings ZIP code 94103 has
4.9% of homes in ZIP code 94103 are single-family houses, 10.0% are in two-to-four-unit buildings, and 65.9% are in buildings with 20 or more units. The single-family share is the 6th lowest of 26 ZIP codes.
Rankings by single-family share, share in two-to-four-unit buildings and share in large buildings, or by each building type: detached, attached, 2 units, 3-4 units, 5-9 units, 10-19 units, 20-49 units and 50+ units.
When ZIP code 94103's homes were built
28.7% of ZIP code 94103's housing was built before 1940, the 10th lowest of 26 ZIP codes, and 34.2% has been built since 2010. Citywide the pre-1940 share is 45.2%.
Rankings by pre-1940 housing and new construction, or by decade: 1940s, 1950s, 1960s, 1970s, 1980s, 1990s, 2000s, 2010s and 2020+.
Household income in ZIP code 94103
The median household income in ZIP code 94103 is $116,438, the 8th lowest of 26 ZIP codes and 17% below the citywide figure of $140,970. Income and rent together drive the rent burden figure above. See the income ranking.
Overcrowding and turnover in ZIP code 94103
8.8% of occupied homes in ZIP code 94103 have more than one person per room, the Census definition of overcrowding, the 10th highest of 26 ZIP codes. Citywide it is 6.0%. 9.2% of households moved in 2023 or later, a rough measure of turnover, against 6.2% citywide. Rankings: overcrowding, recent movers.
How ZIP code 94103's housing has changed
Between the 2010-2014 and 2020-2024 surveys, the median rent in ZIP code 94103 went from $946 to $2,218, up 77% after inflation. The median home value went from $636,700 to $1,022,800, up 21% in real terms, and median household income rose 111% in real terms.
In 2024 dollars: $1,2542015-2019 Median rent, nominal: $1,342
In 2024 dollars: $1,6472020-2024 Median rent, nominal: $2,218
In 2024 dollars: $2,218
| Survey | Population | Housing units | Renters | Vacancy | Median rent | Median value | Median income |
|---|---|---|---|---|---|---|---|
| 2010-2014 | 24,108 | 14,477 | 81.6% | 16.0% | $946 | $637k | $42k |
| 2015-2019 | 30,703 | 18,147 | 85.2% | 13.4% | $1,342 | $901k | $76k |
| 2020-2024 | 34,964 | 21,609 | 80.3% | 16.9% | $2,218 | $1.02M | $116k |
Decennial census, 2010 and 2020
The full census counts every home rather than sampling, so these figures have no margin of error. ZIP code 94103's population grew 39% between 2010 and 2020 while its housing stock grew 35%.
| Census | Population | Housing units | Occupied | Vacant | Vacancy rate | Renters |
|---|---|---|---|---|---|---|
| 2010 | 27,170 | 14,778 | 13,098 | 1,680 | 11.4% | 83.5% |
| 2020 | 37,843 | 19,927 | 17,967 | 1,960 | 9.8% | 85.6% |
Where ZIP code 94103 is
ZIP code 94103 is one of San Francisco's 26 residential ZIP codes with Census data. The Census Bureau reports it as a ZIP code tabulation area, a boundary built from the blocks where that ZIP delivers most mail. It covers South of Market and the Mission, in whole or in part, in supervisor districts 6, 8 and 9.
See all ZIP codes.
Census tracts mostly inside this ZIP code: 018000, 020101, 017804, 017803, 020202, 020201, 020102, 017700, 017604, 017603, 017602. Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates at ZIP code tabulation area level (tables B25001 to B25077, B19001, B25008, B25014, B25024, B25034, B25038, B25070), 2010 SF1 and 2020 DHC; DataSF Analysis Neighborhoods crosswalk; Zillow Research ZHVI and ZORI, August 2026. Dollar figures are in 2024 dollars unless marked nominal. Full method on the methodology page.
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